shop information final updated February 2021.
Some loans might just online be available in some states, while some might simply be offered by an Advance America shop. Go to the Advance America website for the absolute most as much as date information about whatвЂ™s accessible to you.
Just what information do i must use?
You have this information to keep the application process simple when you visit an Advance America store or apply online, make sure:
- Valid government-issued ID
- Evidence of an checking account that is active
- Evidence of earnings
- Personal Security quantity
- Check Always
How do you use?
The application form just takes a few moments, and you will use either online or at an Advance America shop in your area. If you would like save your self time whenever visiting a shop location, you could begin the job on the internet and complete it with an Advance America employee later on.
- Go to the Advance America web site.
- Click make an application for that loan to start out the application.
- Pick utilize my present location or enter your ZIP rule.
- Choose whether you need to use in-store or that is online rely on state.
- Make your account.
- Enter your individual information, including your target and contact number.
- Enter your economic information, including your earnings and banking account.
- See the General Disclosures as well as the other agreements that are general publishing the job.
Advance AmericaвЂ™s electronic underwriting system will evaluate the job. If youвЂ™re approved, you might be necessary to submit more information to offer evidence of your identification and earnings.
What exactly are my payment choices?
Once you’ve your loan, check always your loan contract for information regarding how exactly to repay and exactly what charges you might be charged if youвЂ™re late. Additionally seek out your payment options вЂ” in a few continuing states, you could be in a position to repay your loan by bank transfer or money.
If youвЂ™re late, Advance America might charge a fee that is late. But because Advance America does not are accountable to the 3 credit that is major вЂ” Equifax, Experian or TransUnion вЂ” you donвЂ™t need to worry about your rating being damaged.
There are not any prepayment charges for paying down your loan early, plus some states also permit you to get a refund that is partial of interest when you do. Contact your Advance America shop for lots more details.
Due to the high expense and the possible lack of in-depth reviews, you might want to compare your alternatives to see when you can find a far better deal with another loan provider.
Responses to concerns you could have about Advance still America.
Exactly what occurred to Advance America places in Nebraska and Virginia?
Advance America has stopped loans that are offering Nebraska and Virginia. Relating to its internet site, it shuttered its shops in these states when they passed regulations that restrict the prices and costs that payday loan providers may charge.
How many other items does Advance America offer?
As well as its short-term loan choices, many Advance America shops additionally provide prepaid debit cards and MoneyGram as an in-store solution. As with its loans, you are able to call or check out a storefront for lots more details.
How do I contact Advance America?
You can easily phone Advance America at or go to its contact web page to fill in a email form that is simple. Customer care representatives can be found weekdays from 8 a.m. to 9 p.m. ET and Saturdays from 9 a.m. to 6 p.m. ET. But if you wish to ma store straight, it is possible to enter your zip rule on its Store Locator web page and also to see a certain locationвЂ™s contact number, e-mail and company hours.
What’s the distinction between an in-store and pay day loan from Advance America?
With an loan that is in-store perhaps you are in a position to get your loan funds instantly upon approval. With an internet loan, you could expect the funds become deposited into the banking account the moment the next working day.
Am I able to refinance my loan?
This will depend on your own state. Contact Advance America to see if this program can be obtained for you.
Does Advance America always check my credit rating before approving that loan?
No, but it might assess your eligibility by utilizing an Experian customized score model.
What’s the optimum amount i could borrow?
The absolute most you are able to borrow through this pay day loan depends upon in your geographical area. Advance America provides an tool that is online allow you to figure out your stateвЂ™s regulations on pay day loans.